Medicare Open Enrollment 2023
Medicare Open Enrollment runs from Oct. 15 through Dec. 7 each year. Our team of Medicare experts has compiled resources with everything you need to know about this year's open enrollment period, eligibility details, coverage costs and opportunities to change your coverage.
Learn More about 2023 Plan Options
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Changes You Can Make During the Annual Open Enrollment Period
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Original Medicare
You can switch from Original Medicare — Medicare Part A and Part B — to a Medicare Advantage plan. You must already be enrolled in Original Medicare and live within the Medicare Advantage plan’s service area. -
Medicare Advantage
If you have a Medicare Advantage plan, you can switch to another Medicare Advantage plan. You can also drop Medicare Advantage and go back to Original Medicare during the open enrollment period. -
Medigap
If you switch from Medicare Advantage to Original Medicare, you may be able to add Medigap — Medicare Supplement Insurance — coverage. -
Prescription Drug Plans
If you switch from Medicare Advantage to Original Medicare at this time, you can add a Medicare Part D prescription drug plan to your Original Medicare coverage. You can also enroll in a Medicare Part D plan during the open enrollment period if you didn’t enroll in drug coverage when you were first eligible.
Important Considerations During Open Enrollments
- Can you afford your current plan?
- Does the plan you’re in cover prescription drugs?
- Will you need dental or vision coverage over the next year?
- Were you diagnosed with a new illness?
- Do your doctors accept my current medicare plan?
- How much traveling will you do next year?
Will Howery, MBA |
0:57
What are some questions to consider before enrolling in Medicare?
Have you selected your 2023 Medicare plan?
Replay Video
Learn why cost is the most common concern for people choosing between Medicare Advantage or Supplement Plans from William Howery, a Medicare expert who has a decade of experience in the insurance industry.
Frequently Asked Questions
What are the common open enrollment mistakes to avoid?
One major mistake that beneficiaries can make when selecting a plan is not fully understanding the costs associated with it. Recognize that Medicare is constantly changing. From costs and coverage to plans available where you live, there will be changes from year-to-year. If your medical or financial circumstances have changed in the last year, then your plan may need to change as well.
What are the warning signs of a Medicare scam?
Being pressured or coerced to provide personal information is a big red flag. Promises of free items or services are other factors to consider. Other warning signs include any unsolicited calls, emails or in-person visits related to Medicare. A Medicare representative will only reach out to you if you request aid. Where you live can also influence how susceptible you are to suffer from a Medicare scam.
Why is it important to review your Medicare benefits?
Health care costs across the board are rising, and this could impact your Medicare plan options. Inflation has been dramatically on the rise in the U.S. for much of 2022, and this could have an impact on your Medicare plan options as well. Working with a Medicare professional can alleviate those concerns, ease disruptions in care and simplify the process altogether.
Last Modified: June 6, 2023
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